Call reports 2010
PORT WASHINGTON STATE BANK, THE — 2010
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 380,727,000 | 380,130,000 | 366,396,000 | 391,299,000 |
| Total loans | 250,808,000 | 249,747,000 | 249,042,000 | 254,501,000 |
| Allowance for loan losses | 4,263,000 | 4,757,000 | 5,247,000 | 5,194,000 |
| Securities available for sale | 85,470,000 | 84,784,000 | 82,312,000 | 77,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,154,000 | 339,605,000 | 325,384,000 | 350,747,000 |
| Interest-bearing deposits | 299,160,000 | 293,470,000 | 277,707,000 | 303,107,000 |
| Noninterest-bearing deposits | 41,994,000 | 46,135,000 | 47,677,000 | 47,641,000 |
| Equity capital | 33,121,000 | 33,852,000 | 34,126,000 | 33,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 8,371,000 | 12,534,000 | 16,658,000 |
| Interest expense | 1,053,000 | 2,006,000 | 2,899,000 | 3,678,000 |
| Net interest income | 3,268,000 | 6,365,000 | 9,635,000 | 12,980,000 |
| Noninterest income | 740,000 | 1,721,000 | 3,057,000 | 4,599,000 |
| Noninterest expense | 2,831,000 | 5,730,000 | 8,937,000 | 11,899,000 |
| Provision for loan losses | 458,000 | 1,410,000 | 2,427,000 | 3,940,000 |
| Pretax income | 676,000 | 845,000 | 1,298,000 | 1,724,000 |
| Income tax | 150,000 | 104,000 | 159,000 | 194,000 |
| Net income | 526,000 | 741,000 | 1,139,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,956,000 | 32,129,000 | 32,522,000 | 33,053,000 |
| Total capital | 35,444,000 | 35,611,000 | 36,006,000 | 36,587,000 |
| Risk-weighted assets | 281,799,000 | 278,923,000 | 291,814,000 | 280,287,000 |