Call reports 2009
PORT WASHINGTON STATE BANK, THE — 2009
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 372,255,000 | 375,786,000 | 373,182,000 | 379,851,000 |
| Total loans | 259,190,000 | 249,964,000 | 244,742,000 | 255,338,000 |
| Allowance for loan losses | 4,628,000 | 3,856,000 | 3,977,000 | 4,582,000 |
| Securities available for sale | 65,558,000 | 70,134,000 | 74,104,000 | 75,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,479,000 | 335,423,000 | 333,477,000 | 340,811,000 |
| Interest-bearing deposits | 291,525,000 | 292,905,000 | 290,607,000 | 298,706,000 |
| Noninterest-bearing deposits | 41,954,000 | 42,518,000 | 42,870,000 | 42,106,000 |
| Equity capital | 30,500,000 | 31,376,000 | 33,113,000 | 32,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,693,000 | 9,092,000 | 13,399,000 | 17,610,000 |
| Interest expense | 1,651,000 | 3,117,000 | 4,457,000 | 5,608,000 |
| Net interest income | 3,042,000 | 5,975,000 | 8,942,000 | 12,002,000 |
| Noninterest income | 1,624,000 | 3,439,000 | 4,461,000 | 5,584,000 |
| Noninterest expense | 3,029,000 | 6,240,000 | 9,185,000 | 11,988,000 |
| Provision for loan losses | 530,000 | 1,172,000 | 1,925,000 | 3,477,000 |
| Pretax income | 1,143,000 | 2,044,000 | 1,967,000 | 1,717,000 |
| Income tax | 351,000 | 607,000 | 475,000 | 261,000 |
| Net income | 792,000 | 1,437,000 | 1,492,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,384,000 | 31,040,000 | 31,136,000 | 31,397,000 |
| Total capital | 33,767,000 | 34,338,000 | 34,521,000 | 34,972,000 |
| Risk-weighted assets | 269,401,000 | 275,054,000 | 269,498,000 | 285,643,000 |