Call reports 2008
PORT WASHINGTON STATE BANK, THE — 2008
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 368,059,000 | 362,123,000 | 352,067,000 | 362,748,000 |
| Total loans | 266,661,000 | 260,823,000 | 261,115,000 | 262,642,000 |
| Allowance for loan losses | 3,345,000 | 3,666,000 | 3,764,000 | 4,218,000 |
| Securities available for sale | 67,911,000 | 62,920,000 | 63,940,000 | 62,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,578,000 | 320,834,000 | 310,171,000 | 325,282,000 |
| Interest-bearing deposits | 292,819,000 | 283,615,000 | 270,334,000 | 289,255,000 |
| Noninterest-bearing deposits | 33,758,000 | 37,218,000 | 39,837,000 | 36,027,000 |
| Equity capital | 30,213,000 | 29,743,000 | 29,934,000 | 29,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,432,000 | 10,432,000 | 15,374,000 | 20,064,000 |
| Interest expense | 2,716,000 | 5,003,000 | 7,070,000 | 8,927,000 |
| Net interest income | 2,716,000 | 5,429,000 | 8,304,000 | 11,137,000 |
| Noninterest income | 933,000 | 1,764,000 | 2,525,000 | 3,176,000 |
| Noninterest expense | 2,782,000 | 5,653,000 | 8,449,000 | 11,229,000 |
| Provision for loan losses | 126,000 | 202,000 | 278,000 | 1,561,000 |
| Pretax income | 907,000 | 1,676,000 | 2,443,000 | 1,919,000 |
| Income tax | 267,000 | 469,000 | 662,000 | 354,000 |
| Net income | 640,000 | 1,207,000 | 1,781,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,517,000 | 29,124,000 | 29,746,000 | 29,744,000 |
| Total capital | 31,862,000 | 32,479,000 | 33,160,000 | 33,263,000 |
| Risk-weighted assets | 273,450,000 | 268,060,000 | 272,795,000 | 280,912,000 |