Call reports 2005
PORT WASHINGTON STATE BANK, THE — 2005
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 255,102,000 | 257,284,000 | 259,735,000 | 268,301,000 |
| Total loans | 199,702,000 | 200,474,000 | 207,257,000 | 216,586,000 |
| Allowance for loan losses | 2,087,000 | 2,154,000 | 2,287,000 | 2,302,000 |
| Securities available for sale | 42,131,000 | 40,411,000 | 40,220,000 | 39,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,626,000 | 235,887,000 | 228,868,000 | 236,380,000 |
| Interest-bearing deposits | 203,139,000 | 200,830,000 | 193,837,000 | 204,014,000 |
| Noninterest-bearing deposits | 31,487,000 | 35,057,000 | 35,031,000 | 32,366,000 |
| Equity capital | 19,367,000 | 19,878,000 | 20,218,000 | 20,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,479,000 | 7,191,000 | 11,135,000 | 15,339,000 |
| Interest expense | 1,019,000 | 2,171,000 | 3,448,000 | 4,929,000 |
| Net interest income | 2,460,000 | 5,020,000 | 7,687,000 | 10,410,000 |
| Noninterest income | 431,000 | 968,000 | 1,434,000 | 1,873,000 |
| Noninterest expense | 2,063,000 | 4,130,000 | 6,156,000 | 8,387,000 |
| Provision for loan losses | 75,000 | 150,000 | 227,000 | 303,000 |
| Pretax income | 753,000 | 1,708,000 | 2,738,000 | 3,585,000 |
| Income tax | 251,000 | 578,000 | 945,000 | 1,226,000 |
| Net income | 502,000 | 1,130,000 | 1,793,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,028,000 | 19,416,000 | 20,000,000 | 20,894,000 |
| Total capital | 21,115,000 | 21,570,000 | 22,287,000 | 23,196,000 |
| Risk-weighted assets | 199,663,000 | 201,923,000 | 207,561,000 | 214,596,000 |
Machine access — free, no API key
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