Call reports 2010
COMMUNITY TRUST BANK OF TEXAS — 2010
What COMMUNITY TRUST BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 224,323,000 | 268,743,000 |
| Total loans | 125,045,000 | 137,936,000 |
| Allowance for loan losses | 1,069,000 | 1,394,000 |
| Securities available for sale | 51,028,000 | 44,467,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 202,231,000 | 247,066,000 |
| Interest-bearing deposits | 187,375,000 | 227,415,000 |
| Noninterest-bearing deposits | 14,856,000 | 19,651,000 |
| Equity capital | 18,681,000 | 18,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 2,208,000 | 4,895,000 |
| Interest expense | 764,000 | 1,693,000 |
| Net interest income | 1,444,000 | 3,202,000 |
| Noninterest income | 99,000 | 233,000 |
| Noninterest expense | 2,059,000 | 4,134,000 |
| Provision for loan losses | 285,000 | 611,000 |
| Pretax income | -801,000 | -1,136,000 |
| Income tax | -279,000 | -393,000 |
| Net income | -522,000 | -743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 17,619,000 | 17,416,000 |
| Total capital | 18,717,000 | 18,907,000 |
| Risk-weighted assets | 153,266,000 | 174,606,000 |