Call reports 2009
COMMUNITY TRUST BANK OF TEXAS — 2009
What COMMUNITY TRUST BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,172,000 | 121,390,000 | 190,268,000 | 183,342,000 |
| Total loans | 27,913,000 | 42,086,000 | 62,381,000 | 81,331,000 |
| Allowance for loan losses | 300,000 | 420,000 | 623,000 | 784,000 |
| Securities available for sale | 18,708,000 | 38,181,000 | 64,150,000 | 52,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,902,000 | 99,641,000 | 166,522,000 | 160,056,000 |
| Interest-bearing deposits | 63,028,000 | 93,362,000 | 151,713,000 | 147,973,000 |
| Noninterest-bearing deposits | 6,874,000 | 6,279,000 | 14,809,000 | 12,083,000 |
| Equity capital | 19,466,000 | 18,710,000 | 18,997,000 | 18,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,402,000 | 2,762,000 | 4,475,000 |
| Interest expense | 365,000 | 868,000 | 1,544,000 | 2,273,000 |
| Net interest income | 185,000 | 534,000 | 1,218,000 | 2,202,000 |
| Noninterest income | 6,000 | 48,000 | 106,000 | 301,000 |
| Noninterest expense | 750,000 | 1,577,000 | 2,615,000 | 4,056,000 |
| Provision for loan losses | 50,000 | 170,000 | 374,000 | 534,000 |
| Pretax income | -609,000 | -1,165,000 | -1,665,000 | -2,087,000 |
| Income tax | -212,000 | -388,000 | -561,000 | -704,000 |
| Net income | -397,000 | -777,000 | -1,104,000 | -1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,039,000 | 18,659,000 | 18,332,000 | 18,122,000 |
| Total capital | 19,368,000 | 19,108,000 | 18,984,000 | 18,935,000 |
| Risk-weighted assets | 49,777,000 | 66,590,000 | 88,602,000 | 108,734,000 |