Call reports 2008
COMMUNITY TRUST BANK OF TEXAS — 2008
What COMMUNITY TRUST BANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Total assets | 30,808,000 | 39,482,000 | 72,214,000 |
| Total loans | 3,017,000 | 12,878,000 | 21,399,000 |
| Allowance for loan losses | 10,000 | 160,000 | 250,000 |
| Securities available for sale | 0 | 4,871,000 | 4,818,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,474,000 | 19,059,000 | 50,329,000 |
| Interest-bearing deposits | 9,449,000 | 13,426,000 | 46,210,000 |
| Noninterest-bearing deposits | 1,025,000 | 5,633,000 | 4,119,000 |
| Equity capital | 20,301,000 | 20,111,000 | 19,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Interest income | 73,000 | 364,000 | 876,000 |
| Interest expense | 27,000 | 110,000 | 429,000 |
| Net interest income | 46,000 | 254,000 | 447,000 |
| Noninterest income | 0 | 0 | 1,000 |
| Noninterest expense | 107,000 | 434,000 | 1,053,000 |
| Provision for loan losses | 10,000 | 160,000 | 250,000 |
| Pretax income | -71,000 | -340,000 | -855,000 |
| Income tax | -22,000 | -112,000 | -291,000 |
| Net income | -49,000 | -228,000 | -564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|
| Tier 1 capital | 19,951,000 | 19,772,000 | 19,436,000 |
| Total capital | 19,961,000 | 19,937,000 | 19,715,000 |
| Risk-weighted assets | 8,593,000 | 20,486,000 | 34,208,000 |