Call reports 2016
REGENT BANK — 2016
What REGENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 357,948,000 | 359,500,000 |
| Total loans | 286,482,000 | 289,309,000 |
| Allowance for loan losses | 7,080,000 | 7,095,000 |
| Securities available for sale | 15,708,000 | 15,068,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 300,800,000 | 306,538,000 |
| Interest-bearing deposits | 194,910,000 | 199,446,000 |
| Noninterest-bearing deposits | 105,890,000 | 107,092,000 |
| Equity capital | 39,679,000 | 40,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 3,683,000 | 7,472,000 |
| Interest expense | 303,000 | 603,000 |
| Net interest income | 3,380,000 | 6,869,000 |
| Noninterest income | 738,000 | 1,276,000 |
| Noninterest expense | 4,521,000 | 7,891,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -427,000 | 230,000 |
| Income tax | -1,642,000 | -1,642,000 |
| Net income | 1,215,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 39,686,000 | 40,351,000 |
| Total capital | 43,393,000 | 44,104,000 |
| Risk-weighted assets | 293,181,000 | 296,963,000 |
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