Call reports 2014
REGENT BANK — 2014
What REGENT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 364,684,000 | 357,033,000 | 352,036,000 | 357,783,000 |
| Total loans | 276,367,000 | 265,526,000 | 260,213,000 | 261,790,000 |
| Allowance for loan losses | 9,769,000 | 8,038,000 | 7,690,000 | 7,199,000 |
| Securities available for sale | 22,878,000 | 26,011,000 | 24,044,000 | 22,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,450,000 | 319,164,000 | 313,628,000 | 291,119,000 |
| Interest-bearing deposits | 238,703,000 | 232,406,000 | 224,934,000 | 201,583,000 |
| Noninterest-bearing deposits | 88,747,000 | 86,758,000 | 88,694,000 | 89,536,000 |
| Equity capital | 25,995,000 | 26,484,000 | 26,969,000 | 35,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,649,000 | 7,252,000 | 10,721,000 | 14,065,000 |
| Interest expense | 436,000 | 856,000 | 1,243,000 | 1,602,000 |
| Net interest income | 3,213,000 | 6,396,000 | 9,478,000 | 12,463,000 |
| Noninterest income | 693,000 | 1,495,000 | 2,075,000 | 2,737,000 |
| Noninterest expense | 3,705,000 | 7,191,000 | 10,371,000 | 13,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 700,000 | 1,182,000 | 1,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 700,000 | 1,182,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,134,000 | 26,635,000 | 27,118,000 | 35,469,000 |
| Total capital | 29,480,000 | 29,913,000 | 30,328,000 | 38,674,000 |
| Risk-weighted assets | 261,275,000 | 257,454,000 | 252,282,000 | 252,408,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.