Call reports 2008
REGENT BANK — 2008
What REGENT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 319,210,000 | 320,356,000 | 334,492,000 | 356,624,000 |
| Total loans | 281,446,000 | 284,438,000 | 297,540,000 | 322,307,000 |
| Allowance for loan losses | 2,885,000 | 3,036,000 | 3,187,000 | 3,636,000 |
| Securities available for sale | 2,214,000 | 2,176,000 | 3,003,000 | 3,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,717,000 | 267,047,000 | 278,005,000 | 289,586,000 |
| Interest-bearing deposits | 211,162,000 | 208,720,000 | 214,117,000 | 225,671,000 |
| Noninterest-bearing deposits | 60,555,000 | 58,327,000 | 63,888,000 | 63,915,000 |
| Equity capital | 33,305,000 | 33,808,000 | 34,300,000 | 34,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,065,000 | 10,284,000 | 15,374,000 | 20,183,000 |
| Interest expense | 1,855,000 | 3,448,000 | 4,952,000 | 6,394,000 |
| Net interest income | 3,210,000 | 6,836,000 | 10,422,000 | 13,789,000 |
| Noninterest income | 777,000 | 1,367,000 | 2,030,000 | 2,744,000 |
| Noninterest expense | 2,855,000 | 5,648,000 | 8,496,000 | 11,362,000 |
| Provision for loan losses | 9,000 | 160,000 | 310,000 | 766,000 |
| Pretax income | 1,123,000 | 2,395,000 | 3,646,000 | 4,405,000 |
| Income tax | 389,000 | 834,000 | 1,271,000 | 1,522,000 |
| Net income | 734,000 | 1,561,000 | 2,375,000 | 2,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,286,000 | 33,811,000 | 34,317,000 | 34,608,000 |
| Total capital | 36,171,000 | 36,847,000 | 37,504,000 | 38,244,000 |
| Risk-weighted assets | 307,297,000 | 316,719,000 | 332,613,000 | 354,608,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.