Call reports 2006
REGENT BANK — 2006
What REGENT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 235,557,000 | 245,115,000 | 266,082,000 | 278,872,000 |
| Total loans | 207,222,000 | 208,737,000 | 237,435,000 | 245,428,000 |
| Allowance for loan losses | 1,818,000 | 1,860,000 | 1,868,000 | 2,073,000 |
| Securities available for sale | 2,124,000 | 2,106,000 | 2,120,000 | 2,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,783,000 | 212,739,000 | 206,376,000 | 227,478,000 |
| Interest-bearing deposits | 137,318,000 | 145,365,000 | 144,699,000 | 166,119,000 |
| Noninterest-bearing deposits | 71,465,000 | 67,374,000 | 61,677,000 | 61,359,000 |
| Equity capital | 23,769,000 | 29,598,000 | 30,424,000 | 31,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,145,000 | 8,668,000 | 13,663,000 | 19,072,000 |
| Interest expense | 676,000 | 1,536,000 | 2,738,000 | 4,316,000 |
| Net interest income | 3,469,000 | 7,132,000 | 10,925,000 | 14,756,000 |
| Noninterest income | 620,000 | 1,326,000 | 1,867,000 | 2,475,000 |
| Noninterest expense | 2,497,000 | 5,008,000 | 7,533,000 | 10,088,000 |
| Provision for loan losses | 22,000 | 63,000 | 71,000 | 276,000 |
| Pretax income | 1,570,000 | 3,387,000 | 5,188,000 | 6,867,000 |
| Income tax | 578,000 | 1,250,000 | 1,916,000 | 2,539,000 |
| Net income | 992,000 | 2,137,000 | 3,272,000 | 4,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,802,000 | 29,641,000 | 30,450,000 | 31,122,000 |
| Total capital | 25,620,000 | 31,501,000 | 32,318,000 | 33,195,000 |
| Risk-weighted assets | 220,560,000 | 229,957,000 | 243,189,000 | 251,681,000 |
Machine access — free, no API key
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