Call reports 2005
REGENT BANK — 2005
What REGENT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 203,335,000 | 221,489,000 | 235,085,000 | 225,992,000 |
| Total loans | 167,871,000 | 174,441,000 | 186,701,000 | 197,391,000 |
| Allowance for loan losses | 1,451,000 | 1,590,000 | 1,720,000 | 1,796,000 |
| Securities available for sale | 2,284,000 | 2,240,000 | 2,191,000 | 2,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,598,000 | 201,475,000 | 210,392,000 | 196,897,000 |
| Interest-bearing deposits | 125,242,000 | 130,208,000 | 138,796,000 | 127,686,000 |
| Noninterest-bearing deposits | 58,356,000 | 71,267,000 | 71,596,000 | 69,211,000 |
| Equity capital | 16,824,000 | 17,614,000 | 22,372,000 | 23,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,994,000 | 9,401,000 | 13,376,000 |
| Interest expense | 295,000 | 657,000 | 1,126,000 | 1,684,000 |
| Net interest income | 2,393,000 | 5,337,000 | 8,275,000 | 11,692,000 |
| Noninterest income | 609,000 | 1,394,000 | 2,042,000 | 2,596,000 |
| Noninterest expense | 2,075,000 | 4,435,000 | 6,566,000 | 8,801,000 |
| Provision for loan losses | 126,000 | 265,000 | 394,000 | 633,000 |
| Pretax income | 801,000 | 2,031,000 | 3,357,000 | 4,854,000 |
| Income tax | 280,000 | 711,000 | 1,175,000 | 1,699,000 |
| Net income | 521,000 | 1,320,000 | 2,182,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,855,000 | 17,622,000 | 22,389,000 | 23,246,000 |
| Total capital | 18,306,000 | 19,212,000 | 24,109,000 | 25,042,000 |
| Risk-weighted assets | 159,071,000 | 191,102,000 | 203,616,000 | 213,906,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.