Call report 2004Q4
REGENT BANK — 2004Q4
The 22 measures REGENT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,520,000 | USD | evidence → |
| Total loans | 151,235,000 | USD | evidence → |
| Allowance for loan losses | 1,317,000 | USD | evidence → |
| Securities available for sale | 2,351,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 159,740,000 | USD | evidence → |
| Interest-bearing deposits | 104,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,970,000 | USD | evidence → |
| Equity capital | 13,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,041,000 | USD | evidence → |
| Interest expense | 983,000 | USD | evidence → |
| Net interest income | 8,058,000 | USD | evidence → |
| Noninterest income | 2,427,000 | USD | evidence → |
| Noninterest expense | 7,663,000 | USD | evidence → |
| Provision for loan losses | 314,000 | USD | evidence → |
| Pretax income | 2,508,000 | USD | evidence → |
| Income tax | 911,000 | USD | evidence → |
| Net income | 1,597,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,173,000 | USD | evidence → |
| Total capital | 14,490,000 | USD | evidence → |
| Risk-weighted assets | 142,401,000 | USD | evidence → |
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