Call reports 2001
REGENT BANK — 2001
What REGENT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,059,000 | 86,434,000 | 89,001,000 | 94,542,000 |
| Total loans | 56,431,000 | 62,265,000 | 65,077,000 | 69,224,000 |
| Allowance for loan losses | 514,000 | 554,000 | 583,000 | 626,000 |
| Securities available for sale | 7,438,000 | 4,841,000 | 5,296,000 | 4,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,517,000 | 79,630,000 | 81,976,000 | 85,346,000 |
| Interest-bearing deposits | 45,791,000 | 50,152,000 | 50,115,000 | 52,738,000 |
| Noninterest-bearing deposits | 27,726,000 | 29,478,000 | 31,861,000 | 32,608,000 |
| Equity capital | 5,717,000 | 5,975,000 | 6,253,000 | 8,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,022,000 | 4,550,000 | 6,044,000 |
| Interest expense | 370,000 | 700,000 | 1,002,000 | 1,236,000 |
| Net interest income | 1,176,000 | 2,322,000 | 3,548,000 | 4,808,000 |
| Noninterest income | 519,000 | 1,087,000 | 1,584,000 | 2,079,000 |
| Noninterest expense | 1,188,000 | 2,452,000 | 3,730,000 | 5,087,000 |
| Provision for loan losses | 48,000 | 84,000 | 121,000 | 162,000 |
| Pretax income | 459,000 | 873,000 | 1,281,000 | 1,638,000 |
| Income tax | 170,000 | 323,000 | 474,000 | 606,000 |
| Net income | 289,000 | 550,000 | 807,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,697,000 | 5,958,000 | 6,215,000 | 8,440,000 |
| Total capital | 6,211,000 | 6,512,000 | 6,798,000 | 9,066,000 |
| Risk-weighted assets | 53,032,000 | 58,348,000 | 62,883,000 | 66,729,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.