Call reports 2026
FIRST CENTRAL BANK MCCOOK — 2026
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 124,913,000 | 122,772,000 |
| Total loans | 86,654,000 | 100,810,000 |
| Allowance for loan losses | 1,644,000 | 1,674,000 |
| Securities available for sale | 5,518,000 | 5,377,000 |
| Securities held to maturity | 9,074,000 | 8,541,000 |
| Trading assets | 0 | 0 |
| Total deposits | 106,620,000 | 105,784,000 |
| Interest-bearing deposits | 91,598,000 | 91,484,000 |
| Noninterest-bearing deposits | 15,022,000 | 14,300,000 |
| Equity capital | 13,740,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,805,000 | 3,713,000 |
| Interest expense | 681,000 | 1,345,000 |
| Net interest income | 1,124,000 | 2,368,000 |
| Noninterest income | 42,000 | 84,000 |
| Noninterest expense | 904,000 | 1,888,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 232,000 | 504,000 |
| Income tax | 39,000 | 94,000 |
| Net income | 193,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,680,000 | 13,898,000 |
| Total capital | 14,912,000 | 15,227,000 |
| Risk-weighted assets | 98,132,000 | 105,978,000 |