Call reports 2022
FIRST CENTRAL BANK MCCOOK — 2022
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 123,150,000 | 127,802,000 | 146,576,000 | 149,509,000 |
| Total loans | 97,212,000 | 105,530,000 | 114,384,000 | 110,244,000 |
| Allowance for loan losses | 2,274,000 | 2,329,000 | 2,344,000 | 2,072,000 |
| Securities available for sale | 2,550,000 | 2,512,000 | 2,493,000 | 2,875,000 |
| Securities held to maturity | 11,407,000 | 11,654,000 | 11,636,000 | 11,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,734,000 | 107,201,000 | 125,876,000 | 130,397,000 |
| Interest-bearing deposits | 85,011,000 | 86,238,000 | 100,906,000 | 106,386,000 |
| Noninterest-bearing deposits | 17,723,000 | 20,963,000 | 24,970,000 | 24,011,000 |
| Equity capital | 14,586,000 | 14,710,000 | 15,095,000 | 14,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,609,000 | 4,336,000 | 6,441,000 |
| Interest expense | 246,000 | 507,000 | 787,000 | 1,169,000 |
| Net interest income | 996,000 | 2,102,000 | 3,549,000 | 5,272,000 |
| Noninterest income | 73,000 | 234,000 | 303,000 | 338,000 |
| Noninterest expense | 628,000 | 1,310,000 | 2,108,000 | 2,913,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 2,165,000 |
| Pretax income | 396,000 | 936,000 | 1,654,000 | 532,000 |
| Income tax | 83,000 | 182,000 | 355,000 | 100,000 |
| Net income | 313,000 | 754,000 | 1,299,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,586,000 | 14,758,000 | 15,147,000 | 14,099,000 |