Call reports 2021
FIRST CENTRAL BANK MCCOOK — 2021
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 121,417,000 | 121,904,000 | 121,820,000 | 129,053,000 |
| Total loans | 99,211,000 | 100,572,000 | 99,532,000 | 100,333,000 |
| Allowance for loan losses | 2,057,000 | 2,160,000 | 2,246,000 | 2,198,000 |
| Securities available for sale | 2,465,000 | 2,855,000 | 2,600,000 | 2,581,000 |
| Securities held to maturity | 7,767,000 | 9,073,000 | 11,417,000 | 11,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,073,000 | 101,381,000 | 101,255,000 | 108,782,000 |
| Interest-bearing deposits | 85,428,000 | 84,119,000 | 82,228,000 | 87,988,000 |
| Noninterest-bearing deposits | 15,645,000 | 17,262,000 | 19,027,000 | 20,794,000 |
| Equity capital | 14,213,000 | 14,508,000 | 14,554,000 | 14,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,944,000 | 4,384,000 | 5,490,000 |
| Interest expense | 297,000 | 586,000 | 856,000 | 1,112,000 |
| Net interest income | 1,053,000 | 2,358,000 | 3,528,000 | 4,378,000 |
| Noninterest income | 60,000 | 112,000 | 179,000 | 253,000 |
| Noninterest expense | 692,000 | 1,362,000 | 2,117,000 | 2,888,000 |
| Provision for loan losses | 45,000 | 155,000 | 250,000 | 295,000 |
| Pretax income | 376,000 | 953,000 | 1,340,000 | 1,448,000 |
| Income tax | 80,000 | 205,000 | 292,000 | 318,000 |
| Net income | 296,000 | 748,000 | 1,048,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,153,000 | 14,559,000 | 14,601,000 | 14,451,000 |