Call reports 2019
FIRST CENTRAL BANK MCCOOK — 2019
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,841,000 | 122,378,000 | 121,035,000 | 125,842,000 |
| Total loans | 99,336,000 | 103,105,000 | 104,268,000 | 102,614,000 |
| Allowance for loan losses | 1,809,000 | 1,891,000 | 1,853,000 | 1,965,000 |
| Securities available for sale | 3,654,000 | 3,267,000 | 3,638,000 | 3,744,000 |
| Securities held to maturity | 6,427,000 | 6,226,000 | 6,159,000 | 5,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,380,000 | 103,371,000 | 101,406,000 | 106,288,000 |
| Interest-bearing deposits | 92,663,000 | 92,806,000 | 90,931,000 | 94,618,000 |
| Noninterest-bearing deposits | 10,717,000 | 10,564,000 | 10,475,000 | 11,669,000 |
| Equity capital | 12,379,000 | 12,582,000 | 13,106,000 | 12,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,421,000 | 5,233,000 | 6,934,000 |
| Interest expense | 429,000 | 896,000 | 1,392,000 | 1,883,000 |
| Net interest income | 1,210,000 | 2,525,000 | 3,841,000 | 5,051,000 |
| Noninterest income | 87,000 | 165,000 | 260,000 | 356,000 |
| Noninterest expense | 699,000 | 1,395,000 | 2,067,000 | 2,892,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 500,000 |
| Pretax income | 523,000 | 1,145,000 | 1,809,000 | 2,015,000 |
| Income tax | 107,000 | 234,000 | 391,000 | 444,000 |
| Net income | 416,000 | 911,000 | 1,418,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,392,000 | 12,585,000 | 13,092,000 | 12,951,000 |
| Total capital | 13,667,000 | 13,962,000 | 14,404,000 | 14,383,000 |
| Risk-weighted assets | 101,429,000 | 109,642,000 | 104,452,000 | 114,021,000 |