Call reports 2018
FIRST CENTRAL BANK MCCOOK — 2018
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,485,000 | 115,093,000 | 118,086,000 | 120,274,000 |
| Total loans | 90,858,000 | 98,861,000 | 102,434,000 | 96,104,000 |
| Allowance for loan losses | 1,906,000 | 1,949,000 | 1,870,000 | 1,915,000 |
| Securities available for sale | 3,907,000 | 3,807,000 | 3,782,000 | 3,710,000 |
| Securities held to maturity | 6,508,000 | 6,837,000 | 7,038,000 | 6,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,023,000 | 93,224,000 | 93,767,000 | 102,293,000 |
| Interest-bearing deposits | 85,308,000 | 84,675,000 | 84,426,000 | 90,464,000 |
| Noninterest-bearing deposits | 7,715,000 | 8,549,000 | 9,341,000 | 11,829,000 |
| Equity capital | 11,397,000 | 11,734,000 | 12,130,000 | 11,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,148,000 | 4,954,000 | 6,483,000 |
| Interest expense | 331,000 | 679,000 | 1,083,000 | 1,506,000 |
| Net interest income | 1,194,000 | 2,469,000 | 3,871,000 | 4,977,000 |
| Noninterest income | 189,000 | 376,000 | 451,000 | 512,000 |
| Noninterest expense | 667,000 | 1,306,000 | 2,172,000 | 2,662,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 460,000 |
| Pretax income | 671,000 | 1,449,000 | 2,015,000 | 2,367,000 |
| Income tax | 206,000 | 296,000 | 405,000 | 556,000 |
| Net income | 465,000 | 1,153,000 | 1,610,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,397,000 | 11,693,000 | 12,101,000 | 11,987,000 |
| Total capital | 12,716,000 | 13,095,000 | 13,573,000 | 13,257,000 |
| Risk-weighted assets | 104,958,000 | 111,592,000 | 117,326,000 | 100,957,000 |