Call reports 2017
FIRST CENTRAL BANK MCCOOK — 2017
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,649,000 | 107,423,000 | 111,385,000 | 112,239,000 |
| Total loans | 86,235,000 | 90,372,000 | 92,688,000 | 91,935,000 |
| Allowance for loan losses | 1,531,000 | 1,577,000 | 1,623,000 | 1,860,000 |
| Securities available for sale | 4,311,000 | 4,327,000 | 4,327,000 | 4,081,000 |
| Securities held to maturity | 7,128,000 | 7,028,000 | 6,995,000 | 6,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,249,000 | 83,807,000 | 87,176,000 | 95,457,000 |
| Interest-bearing deposits | 78,987,000 | 77,049,000 | 80,063,000 | 87,603,000 |
| Noninterest-bearing deposits | 8,262,000 | 6,758,000 | 7,113,000 | 7,853,000 |
| Equity capital | 12,377,000 | 12,615,000 | 13,038,000 | 10,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,918,000 | 4,481,000 | 6,094,000 |
| Interest expense | 263,000 | 550,000 | 885,000 | 1,222,000 |
| Net interest income | 1,146,000 | 2,368,000 | 3,596,000 | 4,872,000 |
| Noninterest income | 83,000 | 170,000 | 331,000 | 464,000 |
| Noninterest expense | 608,000 | 1,249,000 | 1,874,000 | 2,488,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 370,000 |
| Pretax income | 576,000 | 1,199,000 | 1,918,000 | 2,478,000 |
| Income tax | 186,000 | 393,000 | 614,000 | 951,000 |
| Net income | 390,000 | 806,000 | 1,304,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,180,000 | 12,393,000 | 12,835,000 | 10,891,000 |
| Total capital | 13,412,000 | 13,645,000 | 14,160,000 | 12,202,000 |
| Risk-weighted assets | 98,195,000 | 99,768,000 | 105,636,000 | 104,329,000 |