Call reports 2010
FIRST CENTRAL BANK MCCOOK — 2010
What FIRST CENTRAL BANK MCCOOK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,379,000 | 72,622,000 | 76,068,000 | 81,692,000 |
| Total loans | 58,175,000 | 61,603,000 | 61,489,000 | 59,642,000 |
| Allowance for loan losses | 728,000 | 691,000 | 685,000 | 736,000 |
| Securities available for sale | 1,739,000 | 1,844,000 | 1,999,000 | 2,032,000 |
| Securities held to maturity | 5,689,000 | 5,703,000 | 5,551,000 | 5,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,228,000 | 61,199,000 | 64,374,000 | 70,726,000 |
| Interest-bearing deposits | 56,569,000 | 57,429,000 | 59,976,000 | 63,681,000 |
| Noninterest-bearing deposits | 4,659,000 | 3,770,000 | 4,398,000 | 7,045,000 |
| Equity capital | 6,420,000 | 6,666,000 | 6,874,000 | 7,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,206,000 | 3,391,000 | 4,558,000 |
| Interest expense | 353,000 | 707,000 | 1,068,000 | 1,406,000 |
| Net interest income | 725,000 | 1,499,000 | 2,323,000 | 3,152,000 |
| Noninterest income | 102,000 | 177,000 | 266,000 | 427,000 |
| Noninterest expense | 475,000 | 941,000 | 1,432,000 | 1,948,000 |
| Provision for loan losses | 130,000 | 175,000 | 310,000 | 530,000 |
| Pretax income | 222,000 | 560,000 | 847,000 | 1,100,000 |
| Income tax | 36,000 | 133,000 | 215,000 | 289,000 |
| Net income | 186,000 | 427,000 | 632,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,373,000 | 6,614,000 | 6,819,000 | 6,998,000 |
| Total capital | 7,101,000 | 7,305,000 | 7,504,000 | 7,734,000 |
| Risk-weighted assets | 63,583,000 | 65,869,000 | 66,539,000 | 66,254,000 |