Call report 2002Q4
VISTA BANK TEXAS — 2002Q4
The 22 measures VISTA BANK TEXAS reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,049,000 | USD | evidence → |
| Total loans | 22,273,000 | USD | evidence → |
| Allowance for loan losses | 339,000 | USD | evidence → |
| Securities available for sale | 25,505,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,321,000 | USD | evidence → |
| Interest-bearing deposits | 40,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,216,000 | USD | evidence → |
| Equity capital | 5,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,303,000 | USD | evidence → |
| Interest expense | 1,107,000 | USD | evidence → |
| Net interest income | 2,196,000 | USD | evidence → |
| Noninterest income | 600,000 | USD | evidence → |
| Noninterest expense | 2,110,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 689,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,347,000 | USD | evidence → |
| Total capital | 5,686,000 | USD | evidence → |
| Risk-weighted assets | 28,454,000 | USD | evidence → |