Call reports 2007
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,125,579,000 | 2,147,617,000 | 2,141,684,000 | 2,151,797,000 |
| Total loans | 1,346,138,000 | 1,366,517,000 | 1,384,682,000 | 1,398,076,000 |
| Allowance for loan losses | 12,756,000 | 12,388,000 | 12,557,000 | 12,407,000 |
| Securities available for sale | 526,183,000 | 561,251,000 | 563,471,000 | 550,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,476,495,000 | 1,479,489,000 | 1,460,667,000 | 1,499,680,000 |
| Interest-bearing deposits | 1,246,919,000 | 1,242,232,000 | 1,232,102,000 | 1,266,542,000 |
| Noninterest-bearing deposits | 229,576,000 | 237,257,000 | 228,565,000 | 233,138,000 |
| Equity capital | 259,266,000 | 252,996,000 | 262,355,000 | 263,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 31,638,000 | 63,907,000 | 96,885,000 | 129,848,000 |
| Interest expense | 14,582,000 | 29,637,000 | 45,219,000 | 60,629,000 |
| Net interest income | 17,056,000 | 34,270,000 | 51,666,000 | 69,219,000 |
| Noninterest income | 6,565,000 | 13,101,000 | 19,803,000 | 26,244,000 |
| Noninterest expense | 13,475,000 | 27,219,000 | 40,799,000 | 54,568,000 |
| Provision for loan losses | 1,290,000 | 2,210,000 | 3,305,000 | 4,900,000 |
| Pretax income | 8,876,000 | 17,962,000 | 27,385,000 | 36,206,000 |
| Income tax | 2,425,000 | 4,891,000 | 7,610,000 | 9,832,000 |
| Net income | 6,451,000 | 13,071,000 | 19,775,000 | 26,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,343,000 | 265,174,000 | 270,346,000 | 269,412,000 |
| Total capital | 278,099,000 | 277,562,000 | 282,903,000 | 281,819,000 |
| Risk-weighted assets | 1,513,513,000 | 1,543,448,000 | 1,549,999,000 | 1,554,434,000 |