Call reports 2004
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2004
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,529,761,000 | 1,665,896,000 | 1,904,514,000 | 1,906,922,000 |
| Total loans | 970,015,000 | 1,066,720,000 | 1,286,364,000 | 1,281,267,000 |
| Allowance for loan losses | 12,821,000 | 14,131,000 | 18,282,000 | 15,510,000 |
| Securities available for sale | 376,203,000 | 395,578,000 | 438,546,000 | 424,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,318,000 | 1,042,407,000 | 1,230,085,000 | 1,255,957,000 |
| Interest-bearing deposits | 657,021,000 | 818,851,000 | 1,003,995,000 | 1,114,901,000 |
| Noninterest-bearing deposits | 308,297,000 | 223,556,000 | 226,090,000 | 141,056,000 |
| Equity capital | 188,590,000 | 197,388,000 | 236,873,000 | 233,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 19,008,000 | 41,001,000 | 73,718,000 | 98,609,000 |
| Interest expense | 7,729,000 | 16,419,000 | 30,233,000 | 40,114,000 |
| Net interest income | 11,279,000 | 24,582,000 | 43,485,000 | 58,495,000 |
| Noninterest income | 9,637,000 | 15,509,000 | 23,234,000 | 29,222,000 |
| Noninterest expense | 9,818,000 | 20,908,000 | 36,217,000 | 48,606,000 |
| Provision for loan losses | 1,200,000 | 2,460,000 | 4,575,000 | 6,300,000 |
| Pretax income | 9,903,000 | 17,083,000 | 26,317,000 | 32,592,000 |
| Income tax | 1,133,000 | 2,807,000 | 5,276,000 | 6,729,000 |
| Net income | 8,770,000 | 14,276,000 | 21,041,000 | 25,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,523,000 | 193,751,000 | 229,294,000 | 227,880,000 |
| Total capital | 193,381,000 | 207,882,000 | 247,146,000 | 243,390,000 |
| Risk-weighted assets | 1,201,372,000 | 1,234,856,000 | 1,427,733,000 | 1,424,448,000 |