Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,256,563,000 | 1,269,727,000 | 1,312,519,000 | 1,406,253,000 |
| Total loans | 801,385,000 | 811,340,000 | 829,297,000 | 881,563,000 |
| Allowance for loan losses | 10,800,000 | 11,200,000 | 11,968,000 | 11,805,000 |
| Securities available for sale | 290,306,000 | 311,473,000 | 302,042,000 | 332,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,280,000 | 824,712,000 | 810,839,000 | 911,123,000 |
| Interest-bearing deposits | 689,307,000 | 688,366,000 | 700,200,000 | 779,978,000 |
| Noninterest-bearing deposits | 107,973,000 | 136,346,000 | 110,639,000 | 131,145,000 |
| Equity capital | 150,887,000 | 152,661,000 | 154,130,000 | 164,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,558,000 | 34,425,000 | 51,222,000 | 72,005,000 |
| Interest expense | 7,459,000 | 14,555,000 | 21,522,000 | 29,923,000 |
| Net interest income | 10,099,000 | 19,870,000 | 29,700,000 | 42,082,000 |
| Noninterest income | 5,384,000 | 10,510,000 | 15,165,000 | 21,495,000 |
| Noninterest expense | 8,476,000 | 16,896,000 | 25,420,000 | 37,147,000 |
| Provision for loan losses | 1,350,000 | 2,700,000 | 4,050,000 | 3,870,000 |
| Pretax income | 5,657,000 | 10,784,000 | 15,395,000 | 22,655,000 |
| Income tax | 1,348,000 | 2,598,000 | 3,158,000 | 4,991,000 |
| Net income | 4,309,000 | 8,186,000 | 12,237,000 | 17,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,859,000 | 144,585,000 | 148,444,000 | 157,920,000 |
| Total capital | 154,659,000 | 155,785,000 | 160,413,000 | 169,725,000 |
| Risk-weighted assets | 931,300,000 | 948,826,000 | 990,051,000 | 1,037,993,000 |