Call reports 2023
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2023
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,167,450,000 | 1,131,288,000 | 1,140,092,000 | 1,087,785,000 |
| Total loans | 951,493,000 | 956,250,000 | 952,682,000 | 967,472,000 |
| Allowance for loan losses | 12,065,000 | 12,148,000 | 12,135,000 | 12,451,000 |
| Securities available for sale | 15,533,000 | 14,766,000 | 15,124,000 | 15,232,000 |
| Securities held to maturity | 2,425,000 | 2,187,000 | 2,158,000 | 2,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 931,012,000 | 911,946,000 | 916,242,000 | 865,627,000 |
| Interest-bearing deposits | 715,480,000 | 716,112,000 | 725,276,000 | 686,489,000 |
| Noninterest-bearing deposits | 215,532,000 | 195,834,000 | 190,966,000 | 179,138,000 |
| Equity capital | 112,080,000 | 113,400,000 | 115,497,000 | 115,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,585,000 | 28,300,000 | 42,853,000 | 57,522,000 |
| Interest expense | 2,542,000 | 6,525,000 | 10,553,000 | 15,064,000 |
| Net interest income | 11,043,000 | 21,775,000 | 32,300,000 | 42,458,000 |
| Noninterest income | 707,000 | 1,802,000 | 2,847,000 | 3,650,000 |
| Noninterest expense | 8,471,000 | 16,992,000 | 25,176,000 | 34,061,000 |
| Provision for loan losses | -607,000 | -621,000 | -679,000 | -338,000 |
| Pretax income | 4,042,000 | 7,357,000 | 10,721,000 | 12,485,000 |
| Income tax | 1,340,000 | 2,308,000 | 3,289,000 | 3,817,000 |
| Net income | 2,702,000 | 5,049,000 | 7,432,000 | 8,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,079,000 | 114,860,000 | 116,545,000 | 116,299,000 |
| Total capital | 124,365,000 | 126,256,000 | 127,925,000 | 128,143,000 |
| Risk-weighted assets | 956,749,000 | 964,407,000 | 964,209,000 | 978,455,000 |