Call reports 2021
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2021
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,017,856,000 | 1,062,892,000 | 1,135,454,000 | 1,156,925,000 |
| Total loans | 887,848,000 | 893,269,000 | 890,595,000 | 892,083,000 |
| Allowance for loan losses | 10,233,000 | 10,240,000 | 10,283,000 | 10,404,000 |
| Securities available for sale | 17,588,000 | 19,679,000 | 20,489,000 | 19,711,000 |
| Securities held to maturity | 3,781,000 | 3,370,000 | 2,902,000 | 2,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,774,000 | 865,209,000 | 932,392,000 | 950,670,000 |
| Interest-bearing deposits | 607,904,000 | 662,285,000 | 712,117,000 | 740,238,000 |
| Noninterest-bearing deposits | 196,870,000 | 202,924,000 | 220,275,000 | 210,432,000 |
| Equity capital | 91,442,000 | 94,648,000 | 98,073,000 | 100,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,055,000 | 22,706,000 | 34,541,000 | 46,078,000 |
| Interest expense | 1,011,000 | 1,974,000 | 2,878,000 | 3,687,000 |
| Net interest income | 10,044,000 | 20,732,000 | 31,663,000 | 42,391,000 |
| Noninterest income | 844,000 | 1,719,000 | 2,741,000 | 3,650,000 |
| Noninterest expense | 6,771,000 | 13,361,000 | 20,118,000 | 27,571,000 |
| Provision for loan losses | -173,000 | -214,000 | -207,000 | -181,000 |
| Pretax income | 4,343,000 | 9,353,000 | 14,562,000 | 18,750,000 |
| Income tax | 1,268,000 | 2,733,000 | 4,255,000 | 5,479,000 |
| Net income | 3,075,000 | 6,620,000 | 10,307,000 | 13,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,968,000 | 92,973,000 | 96,364,000 | 98,950,000 |
| Total capital | — | — | — | 109,448,000 |
| Risk-weighted assets | — | — | — | 898,015,000 |