Call reports 2019
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2019
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 879,282,000 | 901,942,000 | 903,080,000 | 913,700,000 |
| Total loans | 767,066,000 | 785,409,000 | 789,457,000 | 775,563,000 |
| Allowance for loan losses | 8,597,000 | 8,828,000 | 8,868,000 | 8,717,000 |
| Securities available for sale | 24,344,000 | 23,456,000 | 21,907,000 | 19,264,000 |
| Securities held to maturity | 7,073,000 | 6,813,000 | 6,637,000 | 6,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,570,000 | 765,812,000 | 762,411,000 | 751,904,000 |
| Interest-bearing deposits | 599,234,000 | 652,648,000 | 647,306,000 | 640,091,000 |
| Noninterest-bearing deposits | 136,336,000 | 113,164,000 | 115,105,000 | 111,813,000 |
| Equity capital | 73,451,000 | 74,638,000 | 78,819,000 | 81,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,916,000 | 22,225,000 | 33,884,000 | 45,512,000 |
| Interest expense | 2,724,000 | 5,579,000 | 8,483,000 | 11,271,000 |
| Net interest income | 8,192,000 | 16,646,000 | 25,401,000 | 34,241,000 |
| Noninterest income | 573,000 | 1,264,000 | 1,884,000 | 3,545,000 |
| Noninterest expense | 6,610,000 | 13,266,000 | 19,625,000 | 26,334,000 |
| Provision for loan losses | 36,000 | 205,000 | 189,000 | -20,000 |
| Pretax income | 2,143,000 | 4,463,000 | 7,513,000 | 11,518,000 |
| Income tax | 625,000 | 1,302,000 | 2,196,000 | 3,373,000 |
| Net income | 1,518,000 | 3,161,000 | 5,317,000 | 8,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,492,000 | 74,620,000 | 78,805,000 | 80,404,000 |
| Total capital | 82,176,000 | 83,529,000 | 87,754,000 | 89,206,000 |
| Risk-weighted assets | 763,777,000 | 782,870,000 | 784,915,000 | 781,824,000 |