Call reports 2018
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2018
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 860,403,000 | 859,789,000 | 847,623,000 | 868,681,000 |
| Total loans | 740,777,000 | 754,890,000 | 746,741,000 | 759,744,000 |
| Allowance for loan losses | 8,373,000 | 8,537,000 | 8,400,000 | 8,547,000 |
| Securities available for sale | 27,715,000 | 26,685,000 | 25,802,000 | 24,931,000 |
| Securities held to maturity | 7,099,000 | 6,856,000 | 7,475,000 | 7,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,035,000 | 703,873,000 | 720,372,000 | 716,305,000 |
| Interest-bearing deposits | 592,063,000 | 595,623,000 | 614,362,000 | 607,845,000 |
| Noninterest-bearing deposits | 118,972,000 | 108,250,000 | 106,010,000 | 108,460,000 |
| Equity capital | 72,437,000 | 73,848,000 | 70,884,000 | 72,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,935,000 | 20,284,000 | 31,428,000 | 42,367,000 |
| Interest expense | 1,540,000 | 3,530,000 | 6,042,000 | 8,658,000 |
| Net interest income | 8,395,000 | 16,754,000 | 25,386,000 | 33,709,000 |
| Noninterest income | 595,000 | 1,240,000 | 1,915,000 | 2,597,000 |
| Noninterest expense | 6,380,000 | 12,503,000 | 18,813,000 | 25,456,000 |
| Provision for loan losses | -144,000 | -27,000 | -258,000 | -45,000 |
| Pretax income | 2,772,000 | 5,541,000 | 8,734,000 | 10,859,000 |
| Income tax | 817,000 | 1,628,000 | 2,388,000 | 3,015,000 |
| Net income | 1,955,000 | 3,913,000 | 6,346,000 | 7,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,377,000 | 73,773,000 | 70,872,000 | 72,410,000 |
| Total capital | 80,851,000 | 82,407,000 | 79,352,000 | 81,030,000 |
| Risk-weighted assets | 710,213,000 | 730,568,000 | 735,880,000 | 748,137,000 |