Call reports 2017
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2017
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 747,962,000 | 784,571,000 | 826,850,000 | 828,210,000 |
| Total loans | 668,546,000 | 692,830,000 | 720,695,000 | 729,609,000 |
| Allowance for loan losses | 7,785,000 | 7,994,000 | 8,278,000 | 8,335,000 |
| Securities available for sale | 26,776,000 | 30,964,000 | 29,927,000 | 28,783,000 |
| Securities held to maturity | 8,613,000 | 8,362,000 | 8,190,000 | 7,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,417,000 | 670,776,000 | 698,004,000 | 700,657,000 |
| Interest-bearing deposits | 537,679,000 | 563,292,000 | 581,298,000 | 591,458,000 |
| Noninterest-bearing deposits | 102,738,000 | 107,484,000 | 116,706,000 | 109,199,000 |
| Equity capital | 68,054,000 | 69,232,000 | 70,591,000 | 70,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,703,000 | 17,769,000 | 27,450,000 | 37,331,000 |
| Interest expense | 893,000 | 1,897,000 | 3,160,000 | 4,533,000 |
| Net interest income | 7,810,000 | 15,872,000 | 24,290,000 | 32,798,000 |
| Noninterest income | 638,000 | 1,434,000 | 2,204,000 | 2,905,000 |
| Noninterest expense | 5,823,000 | 11,830,000 | 17,975,000 | 24,109,000 |
| Provision for loan losses | 144,000 | 264,000 | 389,000 | 326,000 |
| Pretax income | 2,481,000 | 5,212,000 | 8,130,000 | 11,268,000 |
| Income tax | 1,012,000 | 2,127,000 | 3,320,000 | 5,827,000 |
| Net income | 1,469,000 | 3,085,000 | 4,810,000 | 5,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,853,000 | 68,980,000 | 70,359,000 | 70,682,000 |
| Total capital | 75,773,000 | 77,103,000 | 78,769,000 | 79,153,000 |
| Risk-weighted assets | 653,444,000 | 663,747,000 | 685,924,000 | 699,866,000 |