Call reports 2016
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2016
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 622,476,000 | 641,955,000 | 664,145,000 | 710,252,000 |
| Total loans | 546,981,000 | 571,853,000 | 601,902,000 | 630,819,000 |
| Allowance for loan losses | 6,819,000 | 7,028,000 | 7,190,000 | 7,464,000 |
| Securities available for sale | 28,717,000 | 24,008,000 | 21,982,000 | 22,681,000 |
| Securities held to maturity | 6,916,000 | 6,774,000 | 9,218,000 | 9,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,351,000 | 566,956,000 | 591,855,000 | 612,811,000 |
| Interest-bearing deposits | 477,714,000 | 483,333,000 | 503,781,000 | 512,182,000 |
| Noninterest-bearing deposits | 70,637,000 | 83,623,000 | 88,074,000 | 100,629,000 |
| Equity capital | 65,382,000 | 66,610,000 | 68,111,000 | 68,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,444,000 | 15,118,000 | 23,634,000 | 32,216,000 |
| Interest expense | 660,000 | 1,371,000 | 2,113,000 | 2,885,000 |
| Net interest income | 6,784,000 | 13,747,000 | 21,521,000 | 29,331,000 |
| Noninterest income | 581,000 | 1,148,000 | 1,700,000 | 2,237,000 |
| Noninterest expense | 5,214,000 | 10,584,000 | 16,272,000 | 22,037,000 |
| Provision for loan losses | -247,000 | -186,000 | -164,000 | -48,000 |
| Pretax income | 2,398,000 | 4,497,000 | 7,113,000 | 9,579,000 |
| Income tax | 979,000 | 1,834,000 | 2,903,000 | 3,908,000 |
| Net income | 1,419,000 | 2,663,000 | 4,210,000 | 5,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,150,000 | 66,408,000 | 67,965,000 | 68,431,000 |
| Total capital | 71,625,000 | 73,175,000 | 75,152,000 | 76,042,000 |
| Risk-weighted assets | 517,311,000 | 540,909,000 | 574,421,000 | 619,602,000 |