Call reports 2015
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2015
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 572,094,000 | 587,026,000 | 600,764,000 | 620,932,000 |
| Total loans | 493,076,000 | 519,117,000 | 532,998,000 | 543,462,000 |
| Allowance for loan losses | 7,275,000 | 7,243,000 | 7,012,000 | 6,916,000 |
| Securities available for sale | 23,123,000 | 24,431,000 | 23,956,000 | 23,441,000 |
| Securities held to maturity | 7,931,000 | 7,509,000 | 7,245,000 | 7,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,879,000 | 501,766,000 | 527,870,000 | 547,700,000 |
| Interest-bearing deposits | 425,533,000 | 429,443,000 | 454,747,000 | 468,676,000 |
| Noninterest-bearing deposits | 71,346,000 | 72,323,000 | 73,123,000 | 79,024,000 |
| Equity capital | 66,246,000 | 63,245,000 | 64,652,000 | 63,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,017,000 | 14,712,000 | 22,086,000 | 30,222,000 |
| Interest expense | 666,000 | 1,250,000 | 1,847,000 | 2,475,000 |
| Net interest income | 6,351,000 | 13,462,000 | 20,239,000 | 27,747,000 |
| Noninterest income | 442,000 | 1,202,000 | 1,771,000 | 2,265,000 |
| Noninterest expense | 4,651,000 | 16,798,000 | 21,734,000 | 26,666,000 |
| Provision for loan losses | -968,000 | -1,552,000 | -1,997,000 | -2,274,000 |
| Pretax income | 3,110,000 | -582,000 | 2,273,000 | 5,620,000 |
| Income tax | 1,274,000 | -252,000 | 916,000 | 2,285,000 |
| Net income | 1,836,000 | -330,000 | 1,357,000 | 3,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,082,000 | 63,230,000 | 64,543,000 | 63,788,000 |
| Total capital | 71,793,000 | 69,254,000 | 70,756,000 | 70,199,000 |
| Risk-weighted assets | 455,301,000 | 480,724,000 | 496,221,000 | 512,364,000 |