Call reports 2013
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2013
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 529,479,000 | 532,785,000 | 532,223,000 | 538,853,000 |
| Total loans | 456,356,000 | 460,806,000 | 451,099,000 | 474,213,000 |
| Allowance for loan losses | 13,950,000 | 12,456,000 | 11,654,000 | 12,208,000 |
| Securities available for sale | 12,251,000 | 14,759,000 | 15,436,000 | 18,472,000 |
| Securities held to maturity | 11,651,000 | 10,912,000 | 10,149,000 | 9,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,102,000 | 434,922,000 | 431,155,000 | 439,263,000 |
| Interest-bearing deposits | 385,178,000 | 381,794,000 | 375,686,000 | 386,791,000 |
| Noninterest-bearing deposits | 48,924,000 | 53,128,000 | 55,469,000 | 52,472,000 |
| Equity capital | 59,127,000 | 61,345,000 | 63,988,000 | 67,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,147,000 | 14,433,000 | 21,702,000 | 28,611,000 |
| Interest expense | 1,004,000 | 2,012,000 | 2,982,000 | 3,891,000 |
| Net interest income | 6,143,000 | 12,421,000 | 18,720,000 | 24,720,000 |
| Noninterest income | 422,000 | 937,000 | 1,238,000 | 1,604,000 |
| Noninterest expense | 5,527,000 | 11,072,000 | 16,472,000 | 21,513,000 |
| Provision for loan losses | -196,000 | -1,280,000 | -2,843,000 | -1,944,000 |
| Pretax income | 1,234,000 | 3,566,000 | 6,329,000 | 6,755,000 |
| Income tax | 0 | 0 | 0 | -2,812,000 |
| Net income | 1,234,000 | 3,566,000 | 6,329,000 | 9,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,045,000 | 61,385,000 | 64,150,000 | 67,391,000 |
| Total capital | 64,297,000 | 66,649,000 | 69,296,000 | 72,886,000 |
| Risk-weighted assets | 411,384,000 | 413,878,000 | 405,102,000 | 432,803,000 |