Call reports 2012
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2012
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 617,668,000 | 568,661,000 | 554,801,000 | 528,274,000 |
| Total loans | 517,751,000 | 490,749,000 | 474,993,000 | 463,664,000 |
| Allowance for loan losses | 14,705,000 | 15,446,000 | 15,055,000 | 14,464,000 |
| Securities available for sale | 17,876,000 | 16,391,000 | 12,001,000 | 12,004,000 |
| Securities held to maturity | 14,270,000 | 13,083,000 | 12,822,000 | 12,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,807,000 | 478,313,000 | 460,008,000 | 434,274,000 |
| Interest-bearing deposits | 455,820,000 | 427,022,000 | 405,508,000 | 380,639,000 |
| Noninterest-bearing deposits | 54,987,000 | 51,291,000 | 54,501,000 | 53,635,000 |
| Equity capital | 53,705,000 | 54,347,000 | 55,288,000 | 57,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,460,000 | 16,703,000 | 24,430,000 | 32,086,000 |
| Interest expense | 1,625,000 | 2,926,000 | 4,147,000 | 5,240,000 |
| Net interest income | 6,835,000 | 13,777,000 | 20,283,000 | 26,846,000 |
| Noninterest income | 1,214,000 | 1,141,000 | 1,788,000 | 2,255,000 |
| Noninterest expense | 5,187,000 | 10,557,000 | 15,483,000 | 20,773,000 |
| Provision for loan losses | 1,983,000 | 3,883,000 | 5,176,000 | 4,281,000 |
| Pretax income | 1,000,000 | 599,000 | 1,533,000 | 4,168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 599,000 | 1,533,000 | 4,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,626,000 | 54,242,000 | 55,171,000 | 57,808,000 |
| Total capital | 59,746,000 | 59,954,000 | 60,732,000 | 63,089,000 |
| Risk-weighted assets | 480,790,000 | 447,066,000 | 437,236,000 | 413,199,000 |