Call reports 2011
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2011
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 664,653,000 | 643,449,000 | 642,640,000 | 633,063,000 |
| Total loans | 580,817,000 | 568,625,000 | 564,047,000 | 546,325,000 |
| Allowance for loan losses | 13,840,000 | 15,237,000 | 14,249,000 | 15,270,000 |
| Securities available for sale | 23,261,000 | 23,718,000 | 24,823,000 | 23,588,000 |
| Securities held to maturity | 15,767,000 | 15,185,000 | 14,817,000 | 15,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,042,000 | 517,338,000 | 513,348,000 | 516,672,000 |
| Interest-bearing deposits | 486,057,000 | 462,938,000 | 462,621,000 | 466,765,000 |
| Noninterest-bearing deposits | 47,985,000 | 54,400,000 | 50,727,000 | 49,907,000 |
| Equity capital | 63,072,000 | 63,395,000 | 61,257,000 | 52,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,451,000 | 18,737,000 | 27,679,000 | 37,130,000 |
| Interest expense | 2,105,000 | 3,994,000 | 5,819,000 | 7,605,000 |
| Net interest income | 7,346,000 | 14,743,000 | 21,860,000 | 29,525,000 |
| Noninterest income | 152,000 | 613,000 | -125,000 | -26,000 |
| Noninterest expense | 5,243,000 | 10,053,000 | 15,570,000 | 20,275,000 |
| Provision for loan losses | 1,651,000 | 4,140,000 | 8,651,000 | 14,591,000 |
| Pretax income | 604,000 | 1,163,000 | -2,486,000 | -5,367,000 |
| Income tax | 248,000 | 477,000 | -1,026,000 | 4,492,000 |
| Net income | 356,000 | 686,000 | -1,460,000 | -9,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,853,000 | 63,187,000 | 61,042,000 | 52,649,000 |
| Total capital | 69,613,000 | 69,813,000 | 67,571,000 | 59,017,000 |
| Risk-weighted assets | 533,511,000 | 521,194,000 | 514,000,000 | 500,173,000 |