Call reports 2009
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2009
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 669,814,000 | 670,873,000 | 674,235,000 | 684,246,000 |
| Total loans | 598,435,000 | 609,231,000 | 605,719,000 | 616,467,000 |
| Allowance for loan losses | 13,414,000 | 13,419,000 | 13,274,000 | 13,733,000 |
| Securities available for sale | 12,847,000 | 12,397,000 | 18,483,000 | 17,670,000 |
| Securities held to maturity | 26,394,000 | 23,911,000 | 21,928,000 | 22,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,953,000 | 487,861,000 | 530,725,000 | 532,369,000 |
| Interest-bearing deposits | 458,588,000 | 449,523,000 | 492,149,000 | 494,659,000 |
| Noninterest-bearing deposits | 34,365,000 | 38,338,000 | 38,577,000 | 37,710,000 |
| Equity capital | 51,872,000 | 59,250,000 | 59,316,000 | 59,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,427,000 | 20,949,000 | 31,583,000 | 42,013,000 |
| Interest expense | 4,478,000 | 8,455,000 | 11,924,000 | 14,985,000 |
| Net interest income | 5,949,000 | 12,494,000 | 19,659,000 | 27,028,000 |
| Noninterest income | 882,000 | 1,715,000 | 2,297,000 | 2,670,000 |
| Noninterest expense | 5,663,000 | 10,905,000 | 15,943,000 | 20,716,000 |
| Provision for loan losses | 12,555,000 | 13,298,000 | 15,890,000 | 18,678,000 |
| Pretax income | -11,387,000 | -9,994,000 | -9,877,000 | -9,696,000 |
| Income tax | -4,686,000 | -4,114,000 | -4,068,000 | -3,995,000 |
| Net income | -6,701,000 | -5,880,000 | -5,809,000 | -5,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,704,000 | 59,030,000 | 59,107,000 | 59,219,000 |
| Total capital | 58,484,000 | 65,862,000 | 65,921,000 | 66,175,000 |
| Risk-weighted assets | 535,356,000 | 539,584,000 | 538,137,000 | 549,240,000 |