Call reports 2008
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2008
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 628,610,000 | 648,403,000 | 639,938,000 | 656,886,000 |
| Total loans | 560,864,000 | 575,554,000 | 568,761,000 | 588,355,000 |
| Allowance for loan losses | 4,704,000 | 6,423,000 | 6,499,000 | 7,341,000 |
| Securities available for sale | 6,266,000 | 5,390,000 | 5,042,000 | 6,783,000 |
| Securities held to maturity | 32,632,000 | 34,415,000 | 32,942,000 | 31,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,999,000 | 486,892,000 | 483,001,000 | 488,184,000 |
| Interest-bearing deposits | 425,774,000 | 449,740,000 | 444,657,000 | 440,360,000 |
| Noninterest-bearing deposits | 35,226,000 | 37,153,000 | 38,345,000 | 47,824,000 |
| Equity capital | 49,307,000 | 50,128,000 | 50,884,000 | 53,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,186,000 | 23,798,000 | 35,360,000 | 46,325,000 |
| Interest expense | 5,850,000 | 11,426,000 | 16,990,000 | 22,223,000 |
| Net interest income | 6,336,000 | 12,372,000 | 18,370,000 | 24,102,000 |
| Noninterest income | 1,232,000 | 2,633,000 | 3,601,000 | 4,264,000 |
| Noninterest expense | 5,071,000 | 10,261,000 | 15,322,000 | 20,058,000 |
| Provision for loan losses | 673,000 | 3,204,000 | 3,856,000 | 5,264,000 |
| Pretax income | 1,824,000 | 1,540,000 | 2,793,000 | 3,044,000 |
| Income tax | 751,000 | 634,000 | 1,148,000 | 1,252,000 |
| Net income | 1,073,000 | 906,000 | 1,645,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,178,000 | 50,020,000 | 50,754,000 | 53,904,000 |
| Total capital | 53,882,000 | 56,557,000 | 57,257,000 | 60,597,000 |
| Risk-weighted assets | 512,919,000 | 523,174,000 | 520,135,000 | 534,657,000 |