Call reports 2007
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2007
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 551,078,000 | 561,787,000 | 580,859,000 | 609,672,000 |
| Total loans | 476,910,000 | 488,642,000 | 509,420,000 | 543,410,000 |
| Allowance for loan losses | 4,110,000 | 4,047,000 | 4,293,000 | 4,412,000 |
| Securities available for sale | 21,593,000 | 20,987,000 | 20,370,000 | 12,664,000 |
| Securities held to maturity | 11,473,000 | 14,830,000 | 16,236,000 | 25,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,204,000 | 415,191,000 | 419,784,000 | 436,612,000 |
| Interest-bearing deposits | 361,276,000 | 377,334,000 | 381,052,000 | 398,677,000 |
| Noninterest-bearing deposits | 42,928,000 | 37,857,000 | 38,732,000 | 37,936,000 |
| Equity capital | 43,547,000 | 44,543,000 | 45,273,000 | 47,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,327,000 | 23,255,000 | 35,548,000 | 47,939,000 |
| Interest expense | 5,303,000 | 10,933,000 | 16,810,000 | 22,834,000 |
| Net interest income | 6,024,000 | 12,322,000 | 18,738,000 | 25,105,000 |
| Noninterest income | 882,000 | 1,965,000 | 2,899,000 | 3,683,000 |
| Noninterest expense | 5,070,000 | 10,241,000 | 15,287,000 | 20,404,000 |
| Provision for loan losses | 285,000 | 222,000 | 769,000 | 1,297,000 |
| Pretax income | 1,551,000 | 3,824,000 | 5,581,000 | 7,087,000 |
| Income tax | 639,000 | 1,574,000 | 2,297,000 | 2,917,000 |
| Net income | 912,000 | 2,250,000 | 3,284,000 | 4,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,502,000 | 44,508,000 | 45,205,000 | 47,108,000 |
| Total capital | 47,612,000 | 48,555,000 | 49,498,000 | 51,520,000 |
| Risk-weighted assets | 459,948,000 | 471,678,000 | 485,495,000 | 507,030,000 |