Call reports 2005
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2005
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 370,757,000 | 392,641,000 | 414,234,000 | 444,370,000 |
| Total loans | 312,339,000 | 336,215,000 | 357,603,000 | 385,258,000 |
| Allowance for loan losses | 4,079,000 | 3,969,000 | 3,916,000 | 3,924,000 |
| Securities available for sale | 21,951,000 | 21,648,000 | 23,155,000 | 22,619,000 |
| Securities held to maturity | 8,168,000 | 7,789,000 | 6,992,000 | 8,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,920,000 | 285,447,000 | 306,996,000 | 337,793,000 |
| Interest-bearing deposits | 243,507,000 | 247,366,000 | 268,458,000 | 299,988,000 |
| Noninterest-bearing deposits | 34,414,000 | 38,081,000 | 38,538,000 | 37,806,000 |
| Equity capital | 35,822,000 | 36,745,000 | 37,676,000 | 38,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,610,000 | 14,049,000 | 21,967,000 | 30,776,000 |
| Interest expense | 2,060,000 | 4,471,000 | 7,257,000 | 10,347,000 |
| Net interest income | 4,550,000 | 9,578,000 | 14,710,000 | 20,429,000 |
| Noninterest income | 1,553,000 | 3,084,000 | 4,757,000 | 6,191,000 |
| Noninterest expense | 4,233,000 | 8,583,000 | 13,285,000 | 17,921,000 |
| Provision for loan losses | 173,000 | 414,000 | 377,000 | 547,000 |
| Pretax income | 1,697,000 | 3,665,000 | 5,805,000 | 8,152,000 |
| Income tax | 701,000 | 1,508,000 | 2,388,000 | 3,343,000 |
| Net income | 996,000 | 2,157,000 | 3,417,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,580,000 | 36,462,000 | 37,456,000 | 38,577,000 |
| Total capital | 39,488,000 | 40,431,000 | 41,372,000 | 42,501,000 |
| Risk-weighted assets | 312,498,000 | 335,334,000 | 351,931,000 | 375,474,000 |