Call reports 2004
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2004
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 314,647,000 | 342,933,000 | 346,651,000 | 365,075,000 |
| Total loans | 262,816,000 | 276,929,000 | 281,770,000 | 293,609,000 |
| Allowance for loan losses | 4,360,000 | 4,139,000 | 4,029,000 | 3,883,000 |
| Securities available for sale | 21,312,000 | 22,690,000 | 22,293,000 | 22,258,000 |
| Securities held to maturity | 4,031,000 | 3,139,000 | 3,029,000 | 6,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,237,000 | 257,233,000 | 265,967,000 | 287,641,000 |
| Interest-bearing deposits | 198,840,000 | 211,972,000 | 221,372,000 | 240,184,000 |
| Noninterest-bearing deposits | 41,397,000 | 45,261,000 | 44,596,000 | 47,457,000 |
| Equity capital | 32,862,000 | 33,575,000 | 34,348,000 | 35,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,892,000 | 12,594,000 | 19,087,000 | 26,162,000 |
| Interest expense | 1,939,000 | 3,884,000 | 5,838,000 | 7,845,000 |
| Net interest income | 3,953,000 | 8,710,000 | 13,249,000 | 18,317,000 |
| Noninterest income | 1,739,000 | 3,685,000 | 5,076,000 | 6,176,000 |
| Noninterest expense | 4,074,000 | 9,001,000 | 13,064,000 | 17,369,000 |
| Provision for loan losses | 99,000 | 74,000 | 257,000 | 425,000 |
| Pretax income | 1,519,000 | 3,320,000 | 5,004,000 | 6,699,000 |
| Income tax | 625,000 | 1,366,000 | 2,059,000 | 2,766,000 |
| Net income | 894,000 | 1,954,000 | 2,945,000 | 3,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,506,000 | 33,304,000 | 34,052,000 | 34,819,000 |
| Total capital | 35,804,000 | 36,719,000 | 37,590,000 | 38,550,000 |
| Risk-weighted assets | 262,807,000 | 272,457,000 | 282,044,000 | 298,309,000 |