Call reports 2003
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2003
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 295,301,000 | 296,364,000 | 304,110,000 | 303,459,000 |
| Total loans | 243,697,000 | 242,532,000 | 250,451,000 | 248,139,000 |
| Allowance for loan losses | 4,958,000 | 4,768,000 | 4,734,000 | 4,659,000 |
| Securities available for sale | 5,579,000 | 6,149,000 | 9,021,000 | 15,432,000 |
| Securities held to maturity | 11,103,000 | 9,717,000 | 5,166,000 | 5,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,904,000 | 220,564,000 | 226,847,000 | 227,631,000 |
| Interest-bearing deposits | 180,116,000 | 180,970,000 | 186,437,000 | 182,438,000 |
| Noninterest-bearing deposits | 37,788,000 | 39,594,000 | 40,410,000 | 45,194,000 |
| Equity capital | 30,031,000 | 30,533,000 | 31,441,000 | 31,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,081,000 | 12,272,000 | 18,507,000 | 24,085,000 |
| Interest expense | 2,618,000 | 5,045,000 | 7,243,000 | 9,342,000 |
| Net interest income | 3,463,000 | 7,227,000 | 11,264,000 | 14,743,000 |
| Noninterest income | 1,785,000 | 3,240,000 | 5,003,000 | 6,931,000 |
| Noninterest expense | 4,252,000 | 8,285,000 | 12,399,000 | 16,425,000 |
| Provision for loan losses | 344,000 | 763,000 | 1,082,000 | 1,757,000 |
| Pretax income | 652,000 | 1,419,000 | 2,786,000 | 3,492,000 |
| Income tax | 224,000 | 484,000 | 949,000 | 1,189,000 |
| Net income | 428,000 | 935,000 | 1,837,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,827,000 | 30,318,000 | 31,204,000 | 31,648,000 |
| Total capital | 32,793,000 | 33,305,000 | 34,220,000 | 34,695,000 |
| Risk-weighted assets | 235,264,000 | 237,140,000 | 239,583,000 | 242,170,000 |