Call reports 2002
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2002
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 311,114,000 | 301,690,000 | 295,494,000 | 305,667,000 |
| Total loans | 246,387,000 | 244,069,000 | 240,076,000 | 250,244,000 |
| Allowance for loan losses | 8,144,000 | 7,311,000 | 7,031,000 | 5,810,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 202,000 | 6,107,000 | 9,498,000 | 6,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,077,000 | 204,231,000 | 204,574,000 | 221,048,000 |
| Interest-bearing deposits | 166,019,000 | 169,954,000 | 171,239,000 | 179,386,000 |
| Noninterest-bearing deposits | 35,057,000 | 34,277,000 | 33,335,000 | 41,663,000 |
| Equity capital | 29,230,000 | 27,325,000 | 28,540,000 | 29,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,883,000 | 17,612,000 | 26,321,000 | 34,677,000 |
| Interest expense | 3,405,000 | 5,991,000 | 8,659,000 | 11,207,000 |
| Net interest income | 5,478,000 | 11,621,000 | 17,662,000 | 23,470,000 |
| Noninterest income | 2,153,000 | 3,466,000 | 5,015,000 | 6,431,000 |
| Noninterest expense | 6,891,000 | 16,366,000 | 21,534,000 | 26,580,000 |
| Provision for loan losses | 2,276,000 | 3,551,000 | 4,731,000 | 4,874,000 |
| Pretax income | -1,536,000 | -4,820,000 | -3,588,000 | -1,553,000 |
| Income tax | -645,000 | -2,025,000 | -1,507,000 | -527,000 |
| Net income | -891,000 | -2,795,000 | -2,081,000 | -1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,983,000 | 27,132,000 | 28,338,000 | 29,405,000 |
| Total capital | 32,199,000 | 30,343,000 | 31,438,000 | 32,501,000 |
| Risk-weighted assets | 252,332,000 | 252,815,000 | 244,092,000 | 244,937,000 |