Call reports 2001
COMMUNITY WEST BANK, NATIONAL ASSOCIATION — 2001
What COMMUNITY WEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 338,521,000 | 329,780,000 | 328,756,000 | 323,697,000 |
| Total loans | 293,631,000 | 292,870,000 | 268,179,000 | 268,201,000 |
| Allowance for loan losses | 6,342,000 | 6,194,000 | 7,513,000 | 7,995,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,901,000 | 400,000 | 117,000 | 118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,484,000 | 183,284,000 | 194,395,000 | 201,168,000 |
| Interest-bearing deposits | 155,550,000 | 151,898,000 | 165,191,000 | 165,854,000 |
| Noninterest-bearing deposits | 30,934,000 | 31,386,000 | 29,204,000 | 35,314,000 |
| Equity capital | 32,525,000 | 32,794,000 | 32,487,000 | 29,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,470,000 | 21,017,000 | 32,817,000 | 42,314,000 |
| Interest expense | 4,752,000 | 9,454,000 | 13,933,000 | 18,147,000 |
| Net interest income | 5,718,000 | 11,563,000 | 18,884,000 | 24,167,000 |
| Noninterest income | 3,130,000 | 6,098,000 | 8,218,000 | 9,439,000 |
| Noninterest expense | 5,757,000 | 12,062,000 | 18,700,000 | 27,026,000 |
| Provision for loan losses | 2,942,000 | 4,888,000 | 8,221,000 | 11,472,000 |
| Pretax income | 149,000 | 711,000 | 181,000 | -4,892,000 |
| Income tax | -638,000 | -345,000 | -568,000 | -2,525,000 |
| Net income | 787,000 | 1,056,000 | 749,000 | -2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,263,000 | 32,526,000 | 32,206,000 | 29,122,000 |
| Total capital | 35,999,000 | 36,204,000 | 35,696,000 | 32,609,000 |
| Risk-weighted assets | 296,254,000 | 292,933,000 | 274,920,000 | 274,417,000 |