Call reports 2026
GOUVERNEUR SAVINGS AND LOAN ASSOCIATION — 2026
What GOUVERNEUR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 198,537,000 | 198,858,000 |
| Total loans | 133,322,000 | 136,423,000 |
| Allowance for loan losses | 1,117,000 | 1,126,000 |
| Securities available for sale | 39,358,000 | 35,194,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 161,486,000 | 157,619,000 |
| Interest-bearing deposits | 143,151,000 | 138,951,000 |
| Noninterest-bearing deposits | 18,335,000 | 18,668,000 |
| Equity capital | 31,816,000 | 32,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,246,000 | 4,524,000 |
| Interest expense | 376,000 | 758,000 |
| Net interest income | 1,870,000 | 3,766,000 |
| Noninterest income | 228,000 | 509,000 |
| Noninterest expense | 1,785,000 | 3,625,000 |
| Provision for loan losses | 5,000 | 16,000 |
| Pretax income | 310,000 | 634,000 |
| Income tax | 5,000 | 19,000 |
| Net income | 305,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,985,000 | 28,384,000 |
| Total capital | 29,124,000 | 29,534,000 |
| Risk-weighted assets | 111,788,000 | 114,754,000 |
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