Call reports 2017
UNITED AMERICAN BANK — 2017
What UNITED AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 308,712,000 | 312,147,000 | 336,416,000 | 330,328,000 |
| Total loans | 215,678,000 | 219,322,000 | 227,841,000 | 228,797,000 |
| Allowance for loan losses | 5,464,000 | 3,404,000 | 2,878,000 | 2,908,000 |
| Securities available for sale | 70,651,000 | 71,076,000 | 67,947,000 | 63,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,565,000 | 276,794,000 | 303,946,000 | 296,067,000 |
| Interest-bearing deposits | 202,568,000 | 207,041,000 | 222,235,000 | 233,607,000 |
| Noninterest-bearing deposits | 67,997,000 | 69,753,000 | 81,710,000 | 62,460,000 |
| Equity capital | 27,982,000 | 29,675,000 | 30,641,000 | 32,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,439,000 | 8,221,000 | 11,114,000 |
| Interest expense | 143,000 | 316,000 | 531,000 | 775,000 |
| Net interest income | 2,660,000 | 5,123,000 | 7,690,000 | 10,339,000 |
| Noninterest income | 75,000 | 941,000 | 979,000 | 999,000 |
| Noninterest expense | 1,968,000 | 4,008,000 | 6,061,000 | 8,416,000 |
| Provision for loan losses | 0 | -1,300,000 | -2,400,000 | -2,400,000 |
| Pretax income | 767,000 | 3,356,000 | 5,008,000 | 5,322,000 |
| Income tax | 147,000 | 1,375,000 | 2,028,000 | 615,000 |
| Net income | 620,000 | 1,981,000 | 2,980,000 | 4,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,610,000 | 29,972,000 | 30,971,000 | 32,808,000 |
| Total capital | 31,409,000 | 32,829,000 | 33,960,000 | 35,843,000 |
| Risk-weighted assets | 220,901,000 | 227,671,000 | 239,029,000 | 242,717,000 |