Call report 2008Q4
SB&T BANK — 2008Q4
The 22 measures SB&T BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,855,000 | USD | evidence → |
| Total loans | 350,639,000 | USD | evidence → |
| Allowance for loan losses | 8,610,000 | USD | evidence → |
| Securities available for sale | 59,957,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,786,000 | USD | evidence → |
| Interest-bearing deposits | 310,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,373,000 | USD | evidence → |
| Equity capital | 32,005,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,495,000 | USD | evidence → |
| Interest expense | 9,686,000 | USD | evidence → |
| Net interest income | 13,809,000 | USD | evidence → |
| Noninterest income | 1,687,000 | USD | evidence → |
| Noninterest expense | 9,089,000 | USD | evidence → |
| Provision for loan losses | 4,759,000 | USD | evidence → |
| Pretax income | 1,648,000 | USD | evidence → |
| Income tax | 448,000 | USD | evidence → |
| Net income | 1,200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,569,000 | USD | evidence → |
| Total capital | 34,956,000 | USD | evidence → |
| Risk-weighted assets | 346,730,000 | USD | evidence → |