Call report 2007Q4
SB&T BANK — 2007Q4
The 22 measures SB&T BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 399,551,000 | USD | evidence → |
| Total loans | 332,110,000 | USD | evidence → |
| Allowance for loan losses | 5,594,000 | USD | evidence → |
| Securities available for sale | 42,946,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,657,000 | USD | evidence → |
| Interest-bearing deposits | 280,659,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,998,000 | USD | evidence → |
| Equity capital | 31,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,488,000 | USD | evidence → |
| Interest expense | 11,900,000 | USD | evidence → |
| Net interest income | 15,588,000 | USD | evidence → |
| Noninterest income | 2,859,000 | USD | evidence → |
| Noninterest expense | 8,452,000 | USD | evidence → |
| Provision for loan losses | 1,459,000 | USD | evidence → |
| Pretax income | 8,536,000 | USD | evidence → |
| Income tax | 3,195,000 | USD | evidence → |
| Net income | 5,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,338,000 | USD | evidence → |
| Total capital | 35,571,000 | USD | evidence → |
| Risk-weighted assets | 337,241,000 | USD | evidence → |