Call report 2003Q4
SB&T BANK — 2003Q4
The 22 measures SB&T BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 293,056,000 | USD | evidence → |
| Total loans | 229,043,000 | USD | evidence → |
| Allowance for loan losses | 3,721,000 | USD | evidence → |
| Securities available for sale | 41,472,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,729,000 | USD | evidence → |
| Interest-bearing deposits | 136,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,161,000 | USD | evidence → |
| Equity capital | 22,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,538,000 | USD | evidence → |
| Interest expense | 3,367,000 | USD | evidence → |
| Net interest income | 11,171,000 | USD | evidence → |
| Noninterest income | 2,314,000 | USD | evidence → |
| Noninterest expense | 8,629,000 | USD | evidence → |
| Provision for loan losses | 4,525,000 | USD | evidence → |
| Pretax income | 331,000 | USD | evidence → |
| Income tax | -62,000 | USD | evidence → |
| Net income | 393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,823,000 | USD | evidence → |
| Total capital | 24,803,000 | USD | evidence → |
| Risk-weighted assets | 237,675,000 | USD | evidence → |