Call report 2002Q4
SB&T BANK — 2002Q4
The 22 measures SB&T BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,183,000 | USD | evidence → |
| Total loans | 202,418,000 | USD | evidence → |
| Allowance for loan losses | 3,340,000 | USD | evidence → |
| Securities available for sale | 39,120,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,835,000 | USD | evidence → |
| Interest-bearing deposits | 135,448,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,387,000 | USD | evidence → |
| Equity capital | 20,066,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,496,000 | USD | evidence → |
| Interest expense | 3,996,000 | USD | evidence → |
| Net interest income | 11,500,000 | USD | evidence → |
| Noninterest income | 2,348,000 | USD | evidence → |
| Noninterest expense | 6,608,000 | USD | evidence → |
| Provision for loan losses | 1,902,000 | USD | evidence → |
| Pretax income | 5,338,000 | USD | evidence → |
| Income tax | 1,864,000 | USD | evidence → |
| Net income | 3,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,011,000 | USD | evidence → |
| Total capital | 21,699,000 | USD | evidence → |
| Risk-weighted assets | 214,386,000 | USD | evidence → |