Call reports 2001
SB&T BANK — 2001
What SB&T BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 250,476,000 | 268,635,000 | 268,734,000 | 246,202,000 |
| Total loans | 196,109,000 | 206,191,000 | 206,202,000 | 182,076,000 |
| Allowance for loan losses | 2,535,000 | 2,575,000 | 2,500,000 | 2,433,000 |
| Securities available for sale | 36,483,000 | 42,138,000 | 42,342,000 | 42,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,960,000 | 191,857,000 | 200,839,000 | 163,284,000 |
| Interest-bearing deposits | 144,792,000 | 147,781,000 | 155,393,000 | 117,805,000 |
| Noninterest-bearing deposits | 46,168,000 | 44,076,000 | 45,446,000 | 45,479,000 |
| Equity capital | 19,115,000 | 19,846,000 | 20,795,000 | 22,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,145,000 | 10,321,000 | 15,350,000 | 19,968,000 |
| Interest expense | 2,314,000 | 4,444,000 | 6,270,000 | 7,603,000 |
| Net interest income | 2,831,000 | 5,877,000 | 9,080,000 | 12,365,000 |
| Noninterest income | 584,000 | 1,253,000 | 1,956,000 | 5,901,000 |
| Noninterest expense | 1,790,000 | 3,560,000 | 5,335,000 | 7,278,000 |
| Provision for loan losses | 126,000 | 252,000 | 378,000 | 462,000 |
| Pretax income | 1,520,000 | 3,358,000 | 5,363,000 | 10,566,000 |
| Income tax | 546,000 | 1,213,000 | 1,945,000 | 3,922,000 |
| Net income | 974,000 | 2,145,000 | 3,418,000 | 6,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,633,000 | 19,289,000 | 19,726,000 | 22,247,000 |
| Total capital | 21,168,000 | 21,864,000 | 22,226,000 | 24,680,000 |
| Risk-weighted assets | 205,926,000 | 217,656,000 | 216,040,000 | 194,692,000 |